I will never be sure if I chose the exact perfect policy for me, but after looking over the different term life insurance and no medical exam life insurance policies for three days, I just finally chose one that seemed like it would work. In fact, I chose the one that would cover all of my debt, my funeral expenses and also some left over for anything else I did not think of.

My lawyer suggested that I get the life insurance after we started to work on my will and he found out that I did not have any life insurance at all. He gave me some different pamphlets that explained all about the different kinds there were including term life insurance and no medical exam life insurance.

I thought that only old people got life insurance but he explained that if I was setting up a will, I was obviously coming to terms with the fact that I would not be here forever and I needed to take care of the debt I had incurred while I was here and prepare for the possibility that I may have a family someday that will need to also be taken care of too.